Home & Renters Insurance

Your home is one of your most important investments — and whether you own or rent, protecting it properly matters. At Kolm Insurance Group, we provide trusted home and renters insurance solutions backed by AAA, along with access to specialty markets when needed. Our goal is simple: make sure you have the right protection without paying for coverage you don’t need.

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Home Owners Insurance

Your homeowners policy does more than protect the structure of your house. It helps safeguard:

  • Your home and attached structures

  • Detached structures like garages or sheds

  • Personal belongings

  • Liability protection if someone is injured on your property

  • Additional living expenses if your home becomes uninhabitable

We’ll review your home’s value, updates, location, and unique risks to ensure your coverage reflects today’s replacement costs — not outdated estimates.

Whether you’re purchasing a new home, refinancing, or simply reviewing your current policy, we’ll walk you through the details so you feel confident in your protection.

Renters Insurance

If you rent, your landlord’s insurance does not cover your personal belongings. Renters insurance provides affordable protection for:

  • Furniture and personal property

  • Electronics and valuables

  • Liability protection

  • Temporary living expenses after a covered loss

For just a small monthly cost, renters insurance can protect you from significant out-of-pocket expenses after theft, fire, or water damage. We make it simple to get covered quickly.

Why Work With Kolm Insurance Group?

As a AAA Insurance agency, we provide coverage backed by a nationally recognized and trusted name.

When coverage needs extend beyond standard policies, we also have access to select specialty markets to ensure the right fit.

We take a personalized approach by:

  • Reviewing coverage limits and deductibles

  • Identifying potential gaps

  • Exploring available discounts

  • Bundling home and auto when appropriate

Our focus is on long-term relationships — not one-time transactions.

Bundle & Save

Many clients choose to bundle their home or renters insurance with auto coverage. Bundling can often lead to multi-policy discounts while simplifying your insurance into one coordinated plan.

Get a Home or Renters Quote

Whether you’re buying, renting, or just reviewing your current coverage, we’re here to help. Contact Kolm Insurance Group today for a personalized review and competitive quote.

Get a Free Quote.

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